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Transactional Accounts
From basic accounts to senior citizen banking - accessible accounts for everyone with no monthly fees.
Choose the account that fits your lifestyle and income level.
LetsGo Basic Bank Account
Affordable and accessible banking for everyone
Designed for low-income individuals who want to formally manage their cash transactions.
Min. Income
N$ 2,000/month
Min. Opening Balance
N$ 50
Monthly Fee
No monthly fees
Features & Benefits
✓ No monthly account fees
✓ Debit card for ATM & POS purchases
✓ Mobile, web & cellphone banking
✓ Bill payments, airtime, electricity
✓ Earn interest on credit balances
✓ Multiple deposits allowed
Qualifying Requirements
➜ Monthly income of N$2,000 or less
➜ Namibian citizens or permanent residents
➜ No age restriction (minors need guardian consent)
➜ No proof of income required
Required Documents
➜ Valid ID (ID, Passport)
➜ Birth certificate for under 16 with Guardian ID
➜ Signature card
➜ Account opening application form
Interest is calculated on daily balance and capitalised or transferred monthly.
LetsGo Account
Manage day-to-day finances with ease
Specifically designed to help individuals manage their personal finances efficiently. It offers convenient access to funds, supports regular transactions such as deposits, withdrawals and payments, and ideal for customers seeking a reliable solution for everyday banking needs.
Min. Income
More than N$ 2,000/month
Features & Benefits
✓ No monthly account fees
✓ Debit card for ATM & POS purchases
✓ Mobile, web & cellphone banking
✓ Bill payments, airtime, electricity
✓ Earn interest on credit balances
✓ Multiple deposits allowed
Min. Opening Balance
N$ 50
Qualifying Requirements
➜ Monthly income over N$2,000
➜ Age 18-59 years
➜ Namibian citizens or permanent residents
Monthly Fee
No monthly fees
Required Documents
➜ Valid ID or Passport
➜ Latest payslip (not older than 3 months)
➜ Signature card
➜ Account opening application form
Interest is calculated on daily balance and capitalised or transferred monthly.
Senior Citizen Account
Banking designed for your retirement years
Support for individuals aged 60+, offering simple and efficient financial management during retirement.
Min. Income
More than N$ 2,000/month
Features & Benefits
✓ No monthly account fees
✓ Debit card access
✓ Web, mobile app & cellphone banking
✓ Pay bills, airtime, electricity
✓ Earn interest on credit balances
Min. Opening Balance
N$ 50
Qualifying Requirements
➜ Age 60 and above
➜ For income < N$2,000, Basic Bank Account available
➜ Namibian citizens or permanent residents
Monthly Fee
No monthly fees
Required Documents
➜ Valid ID or Passport
➜ Signature card
➜ Account opening application form
Interest is calculated on daily balance and capitalised or transferred monthly.
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