Flexible Financing Solutions
Borrow With Confidence
Personal loans and affordable housing solutions tailored to your financial needs.
Personal Loans
No collateral required
Get the funds you need for home repair, business startup, or personal projects with flexible repayment terms.
Maximum Amount
N$ 350,000
Features & Benefits
✓ Flexible payment options (6-72 months)
✓ Variable interest rate at Prime + 2%
✓ Maximum amount up to N$350,000
✓ Credit default & credit life insurance included
✓ No collateral required
✓ Quick processing
Interest Rate
Prime + 2%
Qualifying Requirements
➜ Individuals with salaries deposited
into Letshego account
➜ Stable employment
➜ Qualifying credit assessment
Repayment Term
6 - 72 months
Required Documents
-
Valid ID, Passport, or driver's license
-
3 months bank statements
-
Bank confirmation letter
-
Latest payslip (no bonus month)
Home Loans
Affordable housing solutions
Buy, build, or upgrade your home with our affordable housing solution and competitive interest rates.
Maximum Amount
LTV 106% for first mortgages
Interest Rate
Competitive rates
Repayment Term
Long-term financing
Features & Benefits
✓ Diverse options: standard home loans, building
loans, plot financing and take-over/switch loans
✓ Take-over/switch loans available
✓ Free and quick pre-approval
✓ No bond fees for takeovers up to N$1.5 million
✓ Free homeowners insurance (first 3 years)
✓ Competitive interest rates
✓ Loan to value of 106% for first mortgages
Qualifying Requirements
➜ Formal employees (public & private) over
18 years
➜ First-time homebuyers
➜ Homeowners seeking refinancing
➜ Lower interest rates opportunity
Required Documents
-
Original ID (not older than 6 months)
-
6 months bank statements
-
Bank confirmation letter
-
Latest payslip
-
6 months payslip if on commission/overtime
-
Proof of housing subsidy (if applicable)
-
Spouse ID and documents (if applicable)
-
Marriage certificate & Ante-Nuptial (if applicable)
-
Divorce letter (if applicable)
Transact
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