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Flexible Financing Solutions

Borrow With Confidence

Personal loans and affordable housing solutions tailored to your financial needs.

Personal Loans

No collateral required

Get the funds you need for home repair, business startup, or personal projects with flexible repayment terms.

Maximum Amount

N$ 350,000

Features & Benefits

✓ Flexible payment options (6-72 months)
✓ Variable interest rate at Prime + 2%
✓ Maximum amount up to N$350,000
✓ Credit default & credit life insurance included
✓ No collateral required
✓ Quick processing

Interest Rate

Prime + 2%

Qualifying Requirements

➜ Individuals with salaries deposited

      into Letshego account
âžœ Stable employment
âžœ Qualifying credit assessment

Repayment Term

6 - 72 months

Required Documents

  • Valid ID, Passport, or driver's license

  • 3 months bank statements

  • Bank confirmation letter

  • Latest payslip (no bonus month)

Home Loans

Affordable housing solutions

Buy, build, or upgrade your home with our affordable housing solution and competitive interest rates.

Maximum Amount

LTV 106% for first mortgages

Interest Rate

Competitive rates

Repayment Term

Long-term financing

Features & Benefits

✓ Diverse options: standard home loans, building

     loans, plot financing and take-over/switch loans
✓ Take-over/switch loans available
✓ Free and quick pre-approval
✓ No bond fees for takeovers up to N$1.5 million
✓ Free homeowners insurance (first 3 years)
✓ Competitive interest rates
✓ Loan to value of 106% for first mortgages

Qualifying Requirements

➜ Formal employees (public & private) over

      18 years
âžœ First-time homebuyers
âžœ Homeowners seeking refinancing
âžœ Lower interest rates opportunity

Required Documents

  • Original ID (not older than 6 months)

  • 6 months bank statements

  • Bank confirmation letter

  • Latest payslip

  • 6 months payslip if on commission/overtime

  • Proof of housing subsidy (if applicable)

  • Spouse ID and documents (if applicable)

  • Marriage certificate & Ante-Nuptial (if applicable)

  • Divorce letter (if applicable)

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